Essay Question from the 2010 CivPro Exam
11/30/2012
P accidentally drove his car off of the road, hit a tree, and lost an eye. P's insurance company, D, regularly sends an insurance adjuster to the scene of serious accidents to determine whether the accident is covered by the policy, whether third parties might be responsible, and what the appropriate amount of compensation should be. In the course of his investigation, the insurance adjuster inspected the site for any skid marks on the road left by P’s car. Soon after the insurance adjuster’s investigation, P made statements that caused D to think P intentionally drove the car into the tree in order to commit suicide, which would make the accident not covered by the policy. As a result, D refused coverage and P sued D for $500,000 under state contract law in the Federal District Court for the Southern District on New York. An important issue in the case was the placement and length of the skid marks left by P’s car on the road, since they could indicate whether P had indeed intentionally driven his car off the road. A private investigator hired by P inspected the site two days after the insurance adjuster. The private investigator made measurements of the marks that, unfortunately, would suggest suicide. P’s attorney submitted an interrogatory on D asking for the placement and length of the skid marks, hoping to get the insurance adjuster's measurements. D claimed that the measurements are work product. Is D right?
Continue reading "Essay Question from the 2010 CivPro Exam" »